AUTO TITLE LOANS Text 602-862-1000

Our Loan Program

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We'll explain our current loan program on this page.

How it works

American First Financial has Auto Title Loan programs available to meet your needs.

This Auto Title Loan Program allows you to keep the car and drive it during the loan term.

Our Loan Program is perfect for people who own a vehicle that is paid off with a Arizona Title and is in need of a fast cash loan for a short period, or for those who would like a longer term loan and maybe an installment loan to pay off over time. To qualify under this program, the car must have a value of $2,000 or more. If your vehicle qualifies and you can demonstrate that you have a steady source of income from employment or from any other means, we should be able to approve you for a loan.

The minimum loan amount under this loan program is $200.00 The maximum loan amount is determined by factors such as the value of your car and your debt to income ratio. The interest rate is determined by factors such as your credit worthiness, your debt to income and loan to value ratios, and the vehicle you use as security for the loan. The loan term is determined by the amount of the loan and your ability to make the payments, and may be as short as three months or as long as four years.

If approved for a loan, you will be given a schedule of payments, however, YOU MAY PAY OFF THE LOAN AT ANYTIME WITHOUT A PREPAYMENT PENALTY OR ADDITIONAL CHARGE. For example, if you pay off the loan in thirty days, you will only be charged thirty days of interest.

If you would like to find out if you qualify for a loan just call us at the number below and we can pre-qualify your vehicle over the phone. We will also be happy to answer any other questions that you may have. We can normally give an approval in one hour or less during normal business hours.

Please print an application out by clicking Full Application on the left menu. You can bring the application with you to our office with the items needed to speed the process of your loan.

Call: 602-862-1000

Do you have any questions? Send us an e-mail at:

American First Financial Title Loans