December 19, 2006

Dear Patriot Cash Express Customer:

American First Financial has purchased your loan account from Americas’ Cash Express, LLC, dba Patriot Cash Express. American First Financial is well known for its successful and innovative finance operations in the Phoenix, Mesa and Flagstaff areas. We are a local family owned business.

Please make all of your future loan payments to the above address in the name of:

American First Financial, LLC

You can also pay online on our web site at www.aztitleloans.com.

Please contact our office to discuss your loan account or if you should need any further loan advances. You may need to come in and rewrite your loan if your contract is maturing or to reschedule your loan if you are past due with any payments. Just call our office for an appointment to come in. Phoenix: 602-230-0900 Mesa: 480-557-0077

Please contact us with any questions you may have. We are looking forward to assisting you.

Sincerely,

Patrick Melson

General Manager & CEO

American First Financial, LLC